Access your commission before closing

No credit check. No delays. Just your money — faster.

SDMLS Offer Image

Click Unlock My Offer and enter your DRE license number (or phone) to reveal your advance amount and rate.

🔒 Locked
Pending Sale Advance
Up to ••••••
🔒 Locked
Your Rate
••••••
Fast, simple access to your commissions - click below and get funded in hours.

How It Works

Select your amount

Choose how much of your commission you want to access now.

Sign digitally

Fast agreement. No paperwork or phone calls.

Funds in 1 hour

Deposited same-day after signing.

No fees if escrow cancels

Your advance simply rolls to your next deal.

Completely confidential

Not disclosed on closing documents.

Why use Cosient?

  • No credit check or impact on your credit report
  • Not a loan — no debt, no personal liability
  • Fully confidential with automatic repayment at closing
  • No late fees. No penalties. No pressure.
  • Safer and cheaper than using credit cards
San Diego MLS

Cosient is a trusted partner of San Diego MLS — delivering fast, confidential commission advances to top-producing agents.

What Agents Are Saying

★★★★★
5.0 • 100+ reviews
Gayle L.
★★★★★
"This was my first experience with Cosient, and I couldn't believe how quick the transaction was completed. It was within an hour. They were very helpful in explaining the process, and are extremely user friendly..."
2 weeks ago
Kevin E.
★★★★★
"Fast, reliable, and transparent. No surprises, just exactly what they promised. Highly recommend for any agent needing quick access to commissions."
1 month ago
Manuel R.
★★★★★
"Professional team, fast turnaround. The advance helped me keep my business moving forward. Best decision I made this month."
3 weeks ago

Trusted by Leading Brokerages:

Long & Foster Real Estate
RE/MAX
eXp Realty
Compass
Keller Williams