Win the listing. Sell for more.$0 out-of-pocket.

Show up with up to $50,000 to transform your client's home. Cosient fronts repair and staging costs through escrow. Your seller pays nothing until closing.

Pay-at-close listing prep financing for top-producing agents.

Trusted by top-producing agents nationwide

Keller Williams
Berkshire Hathaway HomeServices
Long & Foster
eXp Realty
RE/MAX

The Ultimate Pitch.

Show up with a cashless prep plan. You bring the capital, the plan, and the vendor network — and you win the listing.

Maximize the Sale.

The gap between dated and move-in ready is real. Fund the highest-ROI prep so your seller captures top dollar.

Close Faster.

Buyers move faster when homes show clean and turnkey. Prep reduces friction, strengthens offers, and shortens time on market.

We Fund, You Lead.

We wire funds through escrow and pay vendors directly. You control the vision; we handle the capital.

Don't Leave Your Equity—or Your Commission—on the Table.

  • The Penalty: Needs TLC homes are discounted ~7.3%–8%.
  • The Premium: Move-in Ready homes sell ~3.7% above expectation.
  • The Result: A ~11% value gap. On a $900k home, that is $99,000 in unlocked equity.
≈ 11% value gap
8% Penalty 3.7% Premium

How It Works

1

Open Escrow

You introduce the seller to a pay-at-close prep plan.

2

Activate the Reserve

Seller signs the repair agreement (up to $50k).

3

Transform the Home

Cosient funds the approved work so your vendors can get started immediately.

4

Close & Repay

The home sells for top dollar. Cosient is repaid automatically from the proceeds.

Frequently Asked Questions