Empower Your Agents. Grow Your Brokerage.

Cosient's commission advance program helps brokerages recruit top talent, improve agent retention, and drive business growth—at zero cost to you.

Get Started Today

Cosient works with brokerages nationwide to help agents unlock their potential. Our commission advance program gives your agents immediate access to their pending commissions, enabling them to invest in growth, cover expenses, and build their business—without waiting for escrow to close.

As a broker, you know that cash flow challenges can derail even the most promising agents. Cosient removes that barrier, helping you attract and retain top performers while maintaining zero financial risk to your brokerage.

Trusted by brokerages nationwide

Why Leading Brokerages Partner with Cosient

Accelerated Agent Growth

Your agents can use their pending commissions to invest in marketing, lead generation, staging, and other growth initiatives. When agents have access to capital, they close more deals—and your brokerage benefits from increased transaction volume.

Zero Risk to Your Brokerage

Cosient assumes all financial risk. If a transaction falls through, you are not responsible for repayment. We work directly with escrow companies to collect repayment at closing, so there's no administrative burden on your team.

Keep Your Full Commission Split

Commission advances are made on the agent's net commission only. Your brokerage's commission split remains unchanged. Cosient's fees are transparent and paid by the agent, never deducted from your share.

Powerful Recruitment & Retention Tool

Offering commission advances gives you a competitive edge in recruiting top agents. New agents especially benefit from early access to commissions, helping them launch their careers without financial stress. It's a retention tool that shows you're invested in your agents' success.

How It Works

Agent Applies

Your agent completes a simple online application in minutes. No paperwork, no credit checks required.

Same-Day Approval

Most advances are approved and funded the same day via wire transfer, PayPal, or Venmo.

Repayment at Closing

Cosient collects repayment directly from escrow at closing. No follow-up needed from you or your agent.

Built for Brokerages That Value Growth

No Administrative Burden

We handle all aspects of the advance process. Your team doesn't need to manage paperwork, track repayments, or handle collections. It's completely hands-off for your brokerage.

Transparent & Compliant

All fees are disclosed upfront. We work within industry regulations and maintain clear communication with all parties involved in the transaction.

Scalable Solution

Whether you have 10 agents or 1,000, Cosient scales with your brokerage. Our platform handles everything automatically, from application to repayment.

Proven Track Record

We've helped thousands of agents across the country access their commissions early. Our platform is trusted by leading brokerages nationwide.

Ready to Give Your Agents a Competitive Advantage?

Join leading brokerages that partner with Cosient to empower their agents and drive growth.