Unlock your commission on an active listing.Get funded in as little as 1 hour.
Access your future commission before the home goes under contract. No credit check, no monthly payments, and confidential liquidity for your business.
Commission advances for top-producing real estate agents.
Trusted partner for leading brokerages and top-producing agents
Same-Day Funding.
Apply in minutes. Once approved, funds are delivered often within 60 minutes. No paperwork, no phone calls.
Cancellation Protection.
If the deal cancels, your advance rolls to your next closing. No late fees. No penalties.
Fully Confidential.
Our process is private. Your advance is not disclosed on closing documents and has zero impact on your credit report.
How It Works
Select Amount
Tell us which active listing you'd like to use and choose how much commission to access now (up to $5,000).
Digital Sign
Review your agreement and sign electronically. No credit check required.
Receive Funds
Funds are deposited via wire or same-day ACH after signing.
Repay at Closing
When the home sells, the advance is repaid automatically from your commission at the closing table.
Fuel Your Growth While You Wait to Close.
Smart agents use listing advances as a tool to scale, not just to bridge gaps.
- Marketing & staging: fund premium photography and ads for your current listing.
- Lead gen: keep your pipeline full by investing in new leads today.
- Business expenses: cover brokerage dues, desk fees, or assistant payroll.
- Zero stress: safer and cheaper than high-interest credit cards.
The Cosient Edge
With Cosient, there are no payments until closing. If timing changes, your advance can roll to your next closing.
What Agents Are Saying
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