Financial solutions designed for real estate professionals
Unlock your commission early. Smooth cash flow, build stability, and keep your business growing.
Unlock My CommissionBuilt for top agents. Backed by results.
Why agents choose Cosient
Cosient advances are used by the highest-performing agents nationwide to unlock growth and peace of mind.
Fast cash, zero wait
Your commission in hours, not months.
One flat, fair fee
Simple pricing. No surprises. Ever.
No credit, no paperwork
Hassle-free approval in minutes.
Safe and agent-first
Secure, private, built for your business.
Our process is simple and transparent
Need listing prep paid at closing? Learn about Pay at Close financing.
Apply in minutes
One quick form. No paperwork.
Get approved instantly
Same day wire transfers, no credit check.
We're repaid at closing
No stress. No follow-up.
⭐️ 5.0 Rating from Hundreds of Agents Nationwide
What Agents Are Saying
Why collect your commission before closing?
Real estate is unpredictable. Even the best deals can fall out of escrow. During times of uncertainty, escrow failures can spike 4x.
Feel secure in your business by controlling when you get paid your commission.
How the smartest agents use their advanced commission
Cosient allows you to get your commission faster to accelerate your business growth. Buy more leads, pay off bills, invest in staging or social media, advertise, pay taxes, invest in property or new technology, continue your education with trainings or classes.
Get Paid NowCalculate your commission
Enter your commission amount to see how much you'll receive today and at closing.
* Example fee shown at 4%. Actual fees range 3%–9% depending on transaction.